There are a lot of misconceptions about marijuana use and life insurance.
1. It is not difficult to obtain life insurance as a recreational marijuana user.
2. You don't have to use a second tier company to get approved for coverage.
3. You could pay substantially less than a cigarette smoker for the same coverage.
40yr. Male looking for 1 million of 20yr. Term
Marijuana User Pays: $960/yr
Smoker(2 packs/week) Pays: $2,860/yr